Scientific Journal of KubSAU

In this study, the authors have put the issue of development banking innovation through business process re-engineering in commercial bank. Application of the methodological approaches to the study of sustainable development of banking activity extends the boundaries of banking innovations. On the basis of business process reengineering, the strategic assets and liabilities management were proposed and we tested their optimal structure. Increase of sales of innovative field of credit, deposit and stock products with high customer value for clients leads to increasing economic value of added price of the banking Institute

Process of crediting has productive and consumer character, and expresses the movement of the commodity and monetary capital in his continuous circulation. The productive form of the credit is connected with features of use of the received financial resources in production for the purpose of obtaining again created consumer cost. The article describes the methods and forms of mortgage lending in the system of financial and credit relations and their impact on reproductive processes of social development. The authors have proved that realization of housing policy of the state has to combine the principles of the budgetary financing and regulation of market processes of the relations of distribution and redistribution of the loan capital. Thus, a significant place in the financial relations has been taken by a mortgage loan, which requires longterm and cheap financial resources at an acceptable cost for its development

The article describes a new method of modeling and factor analysis of industrial competitiveness, using the methodology of the transactional analysis in the study of competitive processes involving industrial enterprises

In the article, the authors reveal a problem of searching the directions of financial stimulation of innovative activity of bank institutes for offering the financial innovations to real sector of regional economy. During the research, it is revealed that the concept of development of financial innovations has to be based on institutional distribution of channels of the transmission mechanism on degree of their importance. It is proved that for ensuring economic growth it is necessary to create a transmission mechanism of financial stimulation of innovative activity of the complete system of financial institutions, which is based on public and private partnership

In the article, we are revealing system problems of improvement of the quality in training of masters for the economic direction; the mechanisms and set of instruments of their realization by means of the contemporary technologies of informational-dimensional educational medium are determined

The article is dedicated to the characteristic of the interrelation of the processes of competition and uncertainty as the base determinant, which determines the result of the economic activity of industrial enterprises. The analysis of the meaningful value of competition has been carried out; the idea of the examination of competitory processes as the element of market medium, which amplifies the uncertainty of the environment of industrial enterprise and requiring strategic approach to control in the part of formation and realization of the competitive advantages has been advanced and substantiated

The article is a conceptual approach of competitive business development in the processing industry. The study has revealed the main trends in the development of a regional segment of the market of juices; structural quality features of major players have been presented. In the structural analysis of the dynamic trend forecast we have visualized the method of effectiveness of strategic management of juice producers

This article discusses the forming methodology development and implementation of competitive strategy of industrial enterprises, based on the simulation of structural models of competition

Actual problems of development of the Russian banking system are that banks institutions through the implementation of their economic policies provide effective and continuous steady growth of the national economy. Innovative activity of banking institutions is shown by their role in the system of social relations in the framework of the expansion of demand for banking products and services, the credit field and stimulating economic growth. They are financial moderators of economic growth. On the basis of these studies, the inventors have proposed a classification of the elements of the banking system with the release of the federal and regional banks. The author's approach allows expanding the understanding of competitiveness, the penetration of financial services in various sectors of the regional economy, as well as their level of provision. The authors evaluated the performance of the institutional saturation and profitability of banking institutions, concentration of assets, capital and households’ deposits. According to the research developed by the prospects of development of the regional banks in view of the reform of the role of regional banks by the mega regulator

Formation problems of modern training system of financiers, economists and accountants meeting demands of time in higher educational institutions of Krasnodar region are analyzed in this article, and under this a role of progressive world tendencies in educational sphere and processes coming out in the Russian Federation and other countries of the CIS are taking into account . Innovation work system of Russian higher educational institutions meeting the demand of time has been developed. It was proved that a modern higher educational institution was a research university or innovation corporation.