Scientific Journal of KubSAU

In the article, the feasibility of wholesale food market in the region is stated, and the principles of its operation are presented. The calculation of a possible turnover in the wholesale market of the Republic of Adygea, and the scheme of its location in the city of Maikop are shown

This article gives us the analysis of the level of economic evaluation of the safety of commercial banks, and assesses the efficiency of the banking sector of the Republic of Kabardino-Balkaria

The financial security of a commercial bank is a set of stages of financial security for a single commercial bank at a certain period. The financial security is interrelated and therefore establishes a system of indicators of threats to financial security banks. These indicators in the financial security of commercial banks have to meet the requirements of the system, which means they should reflect the main areas of activity of commercial banks and be related to their processes of development. The system of indicators reflects the main areas of occurrence of internal and external threats to the financial security of commercial banks. The system of indicators from external threats contains indicators on federal and regional levels; the system of indicators of internal threats developed for the structural elements of credit and financial security, and reflects all aspects of the activities of commercial banks. The indicator system provides the threshold values of each indicator for the internal and external threats separately; they give marks in the calculation of the financial security of commercial banks. The threshold values reflect the dynamics of the activities and development of commercial banks and therefore change over time. In this regard, the development and improvement of the activities of commercial banks, thresholds of indicators should be reviewed. The system of indicators allows having a comprehensive evaluation of the financial security of commercial banks from external and internal threats

The objectives of the study were: studying of the theoretical aspects of marketing activities and their role in the organization's production and economic activities, carrying out of analysis of its financial and economic activities, substantiating of the directions for improving the marketing activities of the organization in order to improve its efficiency and sustainability. The object of our study is the agricultural enterprise of FSUE "Pravoberezhny" in Temryuk district. The main activity of the company is the cultivation of cereals and milk production. In general, having analyzed the relative indicators of financial stability of FSUE "Pravoberezhny", we can make a conclusion about financial independence of the enterprise. We have made a proposal to process the milk produced by the farm for baby food in order to increase its sales along with the revenue and profit of the farm. The calculation of the effectiveness indicators of the proposed activity illustrates its feasibility and high efficiency. The payback period amounts to 1 year and 1 month, the net present value of the project is more than 6.6 million rubles. The article provides an optimal and real distribution of the organization's budget for advertising. The opening of the marketing department at FSUE "Pravoberezhny" could lead to the increasing of the revenue of the enterprise and the calculations prove the feasibility of the project for its creation. The modernization of the logo of FSUE "Pravoberezhny" is suggested

The article provides a survey of financial stability of banks; it has also analyzed the various options to improve the financial management of commercial banks

Moral risk is presented as actions of economic agents to maximize their own utility at the expense of others due to inequality of information and differences of interests, manifested in changing the behavior of one of the parties to the contract. The moral risks in the banking activities are divided into two groups: the moral risks within the Bank; the moral risks posed by the external environment of the Bank. It is established that in the case of inappropriate opportunistic behavior of personnel who directly or indirectly violates the terms of the contract, the Bank often does not have monitoring capabilities. A list of typical methods of dealing with moral risk arising from the activities of the Bank was created. The article substantiates the role of Bureau of credit history (BCH) as the organization that performs the collection, processing, storage and dissemination of information on credit histories of individual citizens, such as information about the balance of debt or credit lines, events of default on the loan, history of payments, bankruptcy. A group was proposed for specific methods of dealing with moral risks - measures to neutralize the moral hazard related to the activities of the staff. One of the most problematic aspects associated with the moral risk of the Bank is their assessment. In fact, in modern conditions the banks are unable to assess the level of risk and threat resulting from the actions of moral risk and, respectively, the consequences of them

Statistical analysis of the dynamics and structure of agricultural production in the Krasnodar Region is carried out: social and economic indicators, the place of agricultural production in the gross product of the region, the dynamics of quantity of agricultural organizations, the growth rates of volumes of physical production, and the efficiency of agricultural production are examined. The agricultural production of the region is analyzed in the context of individual industries and a comparison of regional indicators with data for the Southern Federal District and the whole country is made. The structure of sown areas and yield of agricultural crops, as well as the dynamics of gross harvesting of their main types are considered. The main vectors for the development of livestock and crop production have been identified. The main problems and trends in the development of crop and livestock sectors in the region are identified. The author of the article, based on the analysis of the economic potential of the region, in particular the agro-industrial complex of the region as the country's largest producer and supplier of agricultural products and raw materials, justifies the role of the agricultural production of the region and its ability to meet the needs of the population under conditions of import substitution in the Krasnodar Region and the whole country. The article has research nature, expressing the fact that it offers priority directions for increasing the efficiency of agricultural production in the region

The article examines the factors, which influence the formation of the market of poultry production. Agricultrual producers have developed diversified business channels, which depend on the nature of the economic interests of the owners of farms, local market conjuncture, the level of development of its own product processing and logistics structures. The growing share of imports has created a tangible threat to food security and the increasing dependence of megalopolises and big cities on import, in addition long-term relationaships have been destroyed within the existing socialist system, increased prices disparity. Only at the beginning of the 21st century Russian poultry industry started to get rid of the consequences of liberal market reforms. In many ways, the development of industry were contributed by the realization of the priority national project «Development of agriculture» and by the State program of development of agriculture and regulation of markets for agricultural products, raw materials and food for 2008-2012. However, the modernization of poultry subcomplex was mainly catching and accompanied by increasing dependence on imports cross, equipment, premixes and feed. Poultry organizations have high debt on loans, subsidies for reimbursement of the cost of interest com unevenly, putting poultry farms in a disastrous situation. In 2014, Russia has 21 region – poultry donor (where the volume of domestic production exceeds consumption) and 61 recipient regions (where the volume of domestic production is less than consumption)