Scientific Journal of KubSAU

Polythematic online scientific journal
of Kuban State Agrarian University
ISSN 1990-4665
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Vasilieva Nadezhda Konstantinovna

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Kuban State Agrarian University
   

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Articles count: 6

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135 kb

ANALYSIS OF EFFICIENCY AND STABILITY IN KUBAN RICE PRODUCTION

abstract 1011407109 issue 101 pp. 1676 – 1686 30.09.2014 ru 1505
The article analyzes and evaluates the efficiency and sustainability of rice production in the region; it also gives the recommendations for more dynamical development of the sub-sector
225 kb

ANALYSIS OF FACTORS THAT INFLUENCE FINANCIAL RESULTS OF THE ORGANIZATION

abstract 1341710052 issue 134 pp. 661 – 668 29.12.2017 ru 208
The main purpose of any organization is profit making, that is why profit research is necessary. Profit is important part of stable position and further development of the organization. Various factors influence profit in different ways. Analysis of the impact of certain factors on the financial result makes it possible to reveal errors in time and to develop measures aimed at solving the problems. In the article, the main factors that influence profit are considered. A factor analysis of the profit both for the whole organization and for individual type of product was conducted, to determine the impact of the profit from the sale of a particular type of product on the final financial result. The impact of each factor on profit was measured, to identify profit growth resources of the organization. The main directions of increasing production efficiency were determined to achieve high financial results
146 kb

COMPARATIVE ANALYSIS OF EVALUATION METHODOLOGIES OF AGRICULTURAL PRODUCERS’ FINANCIAL STATUS USED BY THE FEDERAL AND REGIONAL BANKS

abstract 1261702031 issue 126 pp. 422 – 433 28.02.2017 ru 577
The article discusses the necessity to consider industry characteristics in assessing the financial status and solvency of economic entities. The functioning of the agricultural sector organizations is characterized by a number of features including the high risks, seasonal production, uneven cash flows from operating activities, low profitability of the business and low capital turnover ratio. Under these conditions, the credit rating of the agricultural producers, based on an analysis of their financial situation, is essential to determine the risks associated with the impossibility to return the principal sum and interest. Each bank develops its own methodology for an evaluation of the credit risks of the borrowers, taking into account the credit policy and customer features. The study has shown that the analysis of the borrower's financial situation through a variety of factors underlies the assessment of the creditworthiness. The article also discusses the credit rating methodologies of the federal and regional commercial banks. Their similarities and differences are highlighted both by a set of the applied indicators and by the recommended threshold limits. The conclusion is that the current methodologies insufficiently take the industry characteristics of borrowers into account that increases the risks of loan default. Applying an individual approach to the evaluation of their financial status and taking the industry characteristics activities and the development effectiveness into account are recommended at crediting of the agricultural producers
159 kb

FACTORS AND CONDITIONS ECONOMIC SUSTAINABILITY OF FARM ORGANIZATIONS IN THE REGION

abstract 1211607100 issue 121 pp. 1633 – 1646 30.09.2016 ru 175
The article noted that the aggravation of the problem of economic sustainability of agricultural organizations in the modern market economy, caused by the influence of the complex as a deterrent, and potentially contributing to internal and external factors, showing up at all stages of the reproductive process. Investigation of this problem has allowed allocating and justifying the most important factors, classified in the context of organizational, economic, innovation and investment, financial and social components, affecting the process of ensuring the economic sustainability of agricultural organizations, taking into account the specific conditions of their operation. Among the constraints, we highlighted the high cost of borrowing, the fiscal tax policy, price disparity, lack of working capital, high financial risks and depreciation of fixed assets, low production efficiency, aging staff, lack of highly qualified personnel, and others. Among the factors conducive to economic stability, we defined such factors as loans, incentives, insurance, government support, the intensification of innovation, use of new resource-saving technologies, modernization and reconstruction of production, increasing the responsibility of the business, improving human resources and others. The proposed classification by the nature of influence on the object of control in the context of structural and functional components enables the development of mechanisms and tools to increase agricultural organizations adaptation to the changing environment. The author concludes that by taking into account all the factors and the formation of an effective management system based on agroeconomically harmonious coordination of market mechanisms and government regulation, it is really possible to achieve economic growth that will create the conditions for balanced, sustainable and socially-oriented economic development
244 kb

IMPACT OF INTEREST CENTRAL BANK POLICY ON DEPOSIT POLICY OF COMMERCIAL BANKS

abstract 1331709057 issue 133 pp. 745 – 759 30.11.2017 ru 476
The article is devoted to the evaluation of the influence of the interest rate policy of the central bank (CB) on the deposit policy of commercial banks. The author analyzes the dynamics of the Central Bank's key interest rate, weighted average interest rates to individuals funds obtained raised by credit organizations. Particular attention was paid to regression analysis to determine the dependence of rates on deposits of individuals from the Central Bank's key rate. The authors presented the forecasted values of interest rates on deposits of individuals, which clearly demonstrate the current situation of the deposit policy of commercial banks. A number of indicators that affect the change in interest rates on deposits of individuals are considered. In addition, the main positions on improving the deposit policy are presented. The conclusion is drawn that interest rates on deposits depend on a whole spectrum of both external and inner banking components. Each bank develops its own deposit policy, determining the terms, types of deposits and their interest, terms of conducting deposit operations, relying on the specifics of their activities and taking into account the factor of competition with other banks and the inflationary processes that occur in the economy
141 kb

METHODOLOGICAL SUPPORT OF OPTIMIZATION OF AGRICULTURAL PRODUCTION TAKING INTO ACCOUNT MAXIMUM STABILITY

abstract 1011407105 issue 101 pp. 1629 – 1640 30.09.2014 ru 1059
The article presents the methodological regulations that optimize the placement of agricultural production to ensure the growth of its economic stability, taking into account zonal features, resource opportunities and innovative and investment support
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