Scientific Journal of KubSAU

Tendencies of development of a cloud computing in business are considered in the article, percentage indicators of development of cloud computing are presented. Advantages of introduction of cloud computing in a business area are listed. It's a fact that cloud computing has theoretically unlimited scale of existence of data, simplicity of operation and financial availability of cloud services, reduction of IT costs. For heads of the companies it is the prospect of reduction of paper document flow and a possibility of distant work with data arrays. The statistics of volume of the Russian market of cloud services is present. The forecast of development of the world market of a cloud computing is made. Advantages of implementation of cloud computing in the sphere of business are listed; the main of them: decrease of costs of IT departments, the expensive equipment and the software. Any agrarian and industrial company will be able significantly to reduce not only financial expenses, but also it will be able competently to redistribute human resources for more effective work thanks to a cloud computing. Realization of a cloud program service in 1C is especially demanded in the Russian market in the sphere of business of agrarian and industrial complex because of the financial profitability and acceptable technical characteristics. Cloud services significantly help business functioning, simplifying work with documentation and communication with the external environment. Examples of application of a cloud computing on medium and small business are presented in the article

The article defines the main principles of formation of the digital economy of Russia, giving opportunities for the Russian market, allowing more flexibly and effectively integrate with global markets. We have given the expected effects of the formation of the digital economy. We have presented tendencies of global information integration, enable us to significantly expand the Russian it market and the market of financial technologies. The influence of the ecosystem of the digital economy for the modernization of the banking sector. Today one of the major players in financial markets of the Russian Federation of Sberbank of Russia shows the largest percentage of innovation. Thanks to the use of artificial intelligence in making decisions during the first half of 2017 Sberbank of Russia earned 371 million, higher than last year by 38%. In the future Sberbank plans to fully move into the digital space and create a new banking platform. The study highlighted opportunities offered by the ecosystem of the digital economy: the globalization of the world economic space; the blurring of the boundaries between the economies of developed countries; a significant proportion of global investment in research projects and technology start-UPS dedicated to artificial intelligence, robotics, big data technology; a high percentage of use of new information technologies and cloud computing in the economy. And also, the possibility of using digitalization for the whole new level of human development