Name
Karapetyan Madina Oganesovna
Scholastic degree
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Academic rank
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Honorary rank
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Organization, job position
Kuban State Agrarian University
Web site url
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Articles count: 1
The article examines the main trends and prospects
of the Russian mortgage lending system
development. It examines the current state of the
mortgage market in the current socio-economic
conditions in the Russian Federation. It presents an
overview of the key market indicators of the past
few years. At the moment, interest rates have
decreased, compared to the previous year,
therefore the banks’ lowest interest rates have
been analysed. The article contains a review of the
mortgage programs with the most favourable
terms. The 2015 and 2016 results of the housing
markets, housing construction and mortgage
lending in the Russian Federation have been
analysed. Having considered the dynamics of the
debt on the mortgage loans that had been granted
to resident individuals, it was brought out that the
debt on mortgage loans in the period of the years
2013-2017 has been growing with each year. The
article examines the conditions of getting a
mortgage in 2017. Currently, the development of
the mortgage loan system is constrained by several
factors, in relation to which the article offers
recommendations on the possible ways to improve
it