Scientific Journal of KubSAU

Polythematic online scientific journal
of Kuban State Agrarian University
ISSN 1990-4665
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Name

Romankova Anzhelika Sergeevna

Scholastic degree

Academic rank

Honorary rank

Organization, job position

Kuban State Agrarian University
   

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Email

ahzelika1996@mail.ru


Articles count: 1

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MORTGAGE CREDITING IN RUSSIA

abstract 1311707011 issue 131 pp. 114 – 128 29.09.2017 ru 95
The article examines the main trends and prospects of the Russian mortgage lending system development. It examines the current state of the mortgage market in the current socio-economic conditions in the Russian Federation. It presents an overview of the key market indicators of the past few years. At the moment, interest rates have decreased, compared to the previous year, therefore the banks’ lowest interest rates have been analysed. The article contains a review of the mortgage programs with the most favourable terms. The 2015 and 2016 results of the housing markets, housing construction and mortgage lending in the Russian Federation have been analysed. Having considered the dynamics of the debt on the mortgage loans that had been granted to resident individuals, it was brought out that the debt on mortgage loans in the period of the years 2013-2017 has been growing with each year. The article examines the conditions of getting a mortgage in 2017. Currently, the development of the mortgage loan system is constrained by several factors, in relation to which the article offers recommendations on the possible ways to improve it
.