Name
Rodin Denis Yakovlevich
Scholastic degree
•
Academic rank
associated professor
Honorary rank
—
Organization, job position
Kuban State Agrarian University
Web site url
—
Articles count: 14
Actual problems of development of the Russian
banking system are that banks institutions through the
implementation of their economic policies provide
effective and continuous steady growth of the national
economy. Innovative activity of banking institutions is
shown by their role in the system of social relations in
the framework of the expansion of demand for banking
products and services, the credit field and stimulating
economic growth. They are financial moderators of
economic growth. On the basis of these studies, the
inventors have proposed a classification of the
elements of the banking system with the release of the
federal and regional banks. The author's approach
allows expanding the understanding of
competitiveness, the penetration of financial services
in various sectors of the regional economy, as well as
their level of provision. The authors evaluated the
performance of the institutional saturation and
profitability of banking institutions, concentration of
assets, capital and households’ deposits. According to
the research developed by the prospects of
development of the regional banks in view of the
reform of the role of regional banks by the mega
regulator
The relevance of this study stems from the fact that in
recent years, the development of the banking sector is
undergoing a qualitative change, and this determines
the level of competition in the market of banking
products and services. Bank innovation is an important
and challenging directions of further functioning of the
Russian banking institutions. The article examines the
nature of banking innovation, the classification of
banking products, the degree of knowledge of different
authors on this issue, the possibilities and prospects of
implementation of innovation in the banking sector,
the benefits obtained by all parties of this process