Name
Ishchenko Marina Ivanovna
Scholastic degree
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Academic rank
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Honorary rank
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Organization, job position
Kuban State Agrarian University
Web site url
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Articles count: 2
The crediting activity of commercial banks is a precondition for successful competition of these institutions which leads to the increase in production of credited organizations, employment growth and solvency improvement of the participants of economic relations. Not only the improvement of the crediting technology is considered but also the development and the introduction of new methods of reducing crediting risks are observed. The realization of the small business potential in solving economic and social problems is absolutely impossible without its adequate financial and crediting support. In contemporary Russia the problem of financial support of small business development is particularly urgent. The need for crediting and development of small business in Russia is discussed in this article. The analysis of the main indicators characterizing the current state of crediting of small and medium-sized businesses is made, the SWOT-credit rating is given and the rating of banks providing loans to small business is shown. The main indicators of small and medium-sized business were considered, the analysis of the dynamics of the volume of loans provided to small business was made and the size of loan portfolios was discussed. The main reasons why banks refuse to lend to small business are ranked. On the basis of findings, the ways of solving the problem, in particular the reduction of the tax burden on small business, fixing the prices for the conclusion of contracts and the development of credit bureaus, are suggested.
Export of the food production is undoubtedly one of the
most important strategic problems of Russia. The
agricultural capacity of our country allows it not only to
be fully self-sufficient in terms of food but also turns it
into the leading exporter of foodstuffs in the world. The
solution of this task requires the effective solution of
many problems such as bringing the food industries to a
new higher technical and technological level, the
creation of the export infrastructure and mechanisms of
the financial support to food producers. The fulfilling of
the export potential of the domestic agrarian and
industrial complex will not only help Russian economy
to find the faster way out of the crisis but also will let
our country play a major role in the international food
trade and, respectively, in the struggle against hunger in
the poorest countries of the world. In this article, the
essence and the structure of the Russian agricultural
export are considered. The three scenarios of the export
development (pessimistic, realistic and optimistic) and
the conditions of their realization are analyzed. The
analysis of the main indicators characterizing the
current economic state of the agricultural production
export is carried out. Based on the drawn conclusions,
we have offered the ways of the solution of the given
problem