Name
Nazaretyan Christina Antonovna
Scholastic degree
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Academic rank
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Honorary rank
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Organization, job position
Kuban State Agrarian University
Web site url
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Articles count: 1
In the years 2014-2016 under the influence of the
sanctions against Russia, the arrangement of the
funding base had been carried out mainly from the
internal sources, which are from the funds of the
Central Bank of the Russian Federation, the funds of
organizations and the population savings. This article
examines the Central Bank’s rates of lending in the
period of 2014-2016; it studies the impact of the
lending rates from the financial regulator on the finance
result of the banks. The article contains the
analysis of the funds raised by credit companies from
legal entities and individuals. Due to the lack of access
to the resources of the world market’s loanable
funds and, as the result of it, the shortages of funding,
Russian banks were forced to function using the fund
deposits of individuals. Next, the article unfolds the
analysis of the current environment and the prospects
of borrowing on the foreign market in the conditions
of sanctioning. In may 2016 Russia returned as a
sovereign borrower to the international debt market.
It has been noted that in the case of the situation remaining
calm on the geopolitical arena, the conditions
of external funding for Russian banks are going
to improve. On the other hand, the prompt and optimal
way out of the present conditions is seen in the
development of the innovative environment, which is
impossible without venture capital financing