ACTIVITIES FOR FORMATION OF THE DEVELOPMENT STRATEGY OF A BANK IN THE SPHERE OF INDIVIDUAL CAR LOANS
The article discusses the prospects of development of
crediting in the Russian federation; the author analyzes
the important reasons for the increased costs of cars, as
inflation and refinancing rate in Russia and the United
States. This article also studied the dynamics of sales
of cars on credit in recent years, the terms of the car
loan program called “Buy back”. In addition, the
calculation of economic efficiency in the changing
conditions of early repayment of a classic car loan,
implementation of Buy back program, and the
efficiency of implementation of project proposals
The article considers the indicators of economic
efficiency evaluation of the investment-innovative
project in dairy cattle breeding. Factors that deter
investment and innovation processes and the
importance of introducing innovative technologies in
livestock development and state support issues for the
development of this sector are revealed
The transformation of the Russian economy directed
to transition to the sixth technological way shall rely
on the perspective ideas, one of which is the idea
reproductive neo - industrialization. It is revealed that
reproductive neo - industrialization initiates three
interdependent processes in the internal environment
of economic systems processes: 1) restoration of own
potential of development of these systems; 2)
decapitalization of the institutional status that allows
to realize dismantling of the mechanism of
movement of these systems; 3) restoration of internal
homogeneity of these systems, that is, their
homogenization, support of harmony of
communications of elements. The article offers an
algorithm of financial and investment support
reproductive neo - industrialization by means of
which it is possible to solve a complex problem of
attraction of investments into the economic systems
of depressive type. It is defined, that the happening
technological conversions directed to transition of the
Russian economy to the sixth technological way
bring new opportunities of movement of the dummy
capital to life. According to the author, within
economies of depressive type the cross-border fund
of support of the innovations oriented on institutional
changes and also specialized stock exchange of
securities of hi-tech issuers on which site investment
of financial innovations shall be carried out is
popular
The article reflects modern condition of production of meat of cattle in Russia. We have analyzed the population dynamics of the cattle population and beef production and thee main problems that accompany the functioning of the beef cattle industry. We have given the measures of state support of the industry, to solve problems for which the Ministry of agriculture has developed a program to support the development of beef cattle. Considering prospects and possible risks of development of domestic the beef cattle industry, we have specified a need of such development of the branch; it has to be based, first of all, on implementation of large-scale projects on the basis of the competitive meat breeds of world level. On the basis of the findings we have identified the forecasts for the domestic producers, based on the current market dynamics. Solving the problem of providing the population with beef is possible at the expense of specialized meat cattle breeding. In order to improve economic efficiency of meat production of cattle we must not only find internal reserves and improve industrial relations economic relations, but the establishment of integration structures in the form of unions of agricultural enterprises, processing enterprises and marketing organizations, as well as large-scale economic and legislative support from the state
The article considers specific obstacles (traps) which
can occur during the embedding of the corporate
capital in a changeable economic system of Russia.
The author reveals the causes and consequences of
emergence traps in the development of corporate
capital, among which are: the rapid transformation of
the financial component of economic relations and
prolonged elevation of power over the property, the
unpredictability and variability of economic policy,
institutional deformation, resulting in scarcity of
necessary resources for the development of corporate
capital and embedding it in the flow of change, lack of
trust entities to the policies of the state, «manual
economy». The aim of the study is an in-depth search
of potential possibilities of corporate capital and the
ways out of the formed on the system of socioeconomic
transformations of the pitfalls of
development. In the process of research, the author
used the cognitive capabilities of the system approach,
institutional theory, and the conceptual provisions of
politico-economic and evolutionary theories. The
study was conducted with the help of dialectical,
empirical, historical, logical, structural methods
Statistical analysis of the dynamics and structure of agricultural production in the Krasnodar Region is carried out: social and economic indicators, the place of agricultural production in the gross product of the region, the dynamics of quantity of agricultural organizations, the growth rates of volumes of physical production, and the efficiency of agricultural production are examined. The agricultural production of the region is analyzed in the context of individual industries and a comparison of regional indicators with data for the Southern Federal District and the whole country is made. The structure of sown areas and yield of agricultural crops, as well as the dynamics of gross harvesting of their main types are considered. The main vectors for the development of livestock and crop production have been identified. The main problems and trends in the development of crop and livestock sectors in the region are identified. The author of the article, based on the analysis of the economic potential of the region, in particular the agro-industrial complex of the region as the country's largest producer and supplier of agricultural products and raw materials, justifies the role of the agricultural production of the region and its ability to meet the needs of the population under conditions of import substitution in the Krasnodar Region and the whole country. The article has research nature, expressing the fact that it offers priority directions for increasing the efficiency of agricultural production in the region
The article considers theoretical aspects of financial
stability of the organization, presents the author's view
on the definition of financial stability of the
organization in modern conditions. The general
description of the food and processing industry of
Russia is given. The leading regions for the production
of bread and bakery products are identified. Based on
the existing methods of assessing financial
sustainability, the indicators of three organizations of
the Krasnodar Region baking bread and bakery
products were calculated. As a result, it was
recommended that the organizations of this industry
count one of the important indicators of the financial
stability of the organization - the availability of its own
working capital as a difference between equity and
non-current assets. In the economic literature, you can
find several options for calculating this indicator. Also
considered is the ratio of accounts receivable and
payable as one of the indicators of financial stability of
the organization. The main means of baking
organizations and their wear and tear are estimated.
Because of this assessment, there was a significant
deterioration in fixed assets and recommendations
were made for their renewal. Specific features of the
composition of stocks of organizations of the bakery
industry were determined, and recommendations were
made on the policy of stock management
The relevance of the causes, results and consequences study of the October Revolution in Russia is shown. The problems of modern land relations are formulated. It is concluded that one of the main reasons for the October Revolution was the unresolved land issue, which remains unresolved during the modern economic reform. The centennial anniversary of the Great Russian Revolution is an occasion to comprehend the whole complexity of land relations, to see the solution of modern land problems in the historical retrospect. The goals and objectives are formulated, the prerequisites, main provisions and results of the Russian reforms of 1861, including the Stolypin reform, are considered, the historical stages in the formation of the land property institute in Russia are shown. The organizational and economic mechanism for implementing the basic land reforms is analyzed. The mechanism included the elaboration of the main redemption operation plan provisions, the resettlement policy in newly developed areas, the activities of the Peasant Land Bank, land management. The main socio-economic results of the reforms are given. It is concluded that the Russian reforms were carried out by decision "from above," they were not completely consistent, the issue of the land ownership was not finally resolved. The reasons for the Russian peasantry active participation in the Great October Revolution are formulated: the centuries-old peasants lack of rights and oppression, their personal and economic dependence on the landlord, serfdom, lack of property, heavy redemption of the 1861 reform obligations and delay of the Stolypin reform; and on the other hand - promised will and land by the Bolsheviks. The views on the revolution results belonging to well-known economists, historians, writers are given. To create a great Russia, the expediency of country's socio-economic development in the only evolutionary way is justified, based on a clearly developed strategy
The quality of life of the population of the region is an
important integral criterion of estimation of efficiency
of activity of regional administration. Quality of life is
mostly influenced by environmental factors. This
article proposes to solve the problem of research of the
influence of environmental factors on various aspects
of quality of life by using ASC-analysis
The article proposes a solution to one of the problems
of small business, which is creation of a part of the
software of management of information system
efficiency for small processing enterprises of AIC.
The fact is, that currently, there are almost no
information systems to support small business. All
known information systems have approximately the
same list of automated functions, covering the
accounting phase, and sometimes phase of analysis.
Practically, not affected by the evaluation function of
the economic situation, prediction, planning and
regulation. The proposed mathematical model has
been developed on the basis of the creation of
streaming schemes of one-product processing
enterprises of agroindustrial complex and
mathematical description of the proceeding financial
and material flows