ACTIVITIES FOR FORMATION OF THE DEVELOPMENT STRATEGY OF A BANK IN THE SPHERE OF INDIVIDUAL CAR LOANS
The article discusses the prospects of development of
crediting in the Russian federation; the author analyzes
the important reasons for the increased costs of cars, as
inflation and refinancing rate in Russia and the United
States. This article also studied the dynamics of sales
of cars on credit in recent years, the terms of the car
loan program called “Buy back”. In addition, the
calculation of economic efficiency in the changing
conditions of early repayment of a classic car loan,
implementation of Buy back program, and the
efficiency of implementation of project proposals
The article deals with the organization of the management of development of agro-economic systems at various levels, assesses the existing approaches to the localization of the management object in relation to agroeconomic systems, points out that agriculture is most often designated as managed subsystems as a part of the national economy, agro-voluntary complexes as territorial-sectoral formations of different levels, cluster type structures, integrated agro-industrial structures and allied other types of agricultural producers, farms of different categories, agricultural production and agrarian potential of rural areas conclude that radical economic reforms have led to the destruction of the agro-industrial complex as a single entity of public administration and transformation of a multilevel system of management of agricultural production and caused the loss of controllability of the agrarian sector, it is pointed out that the restoration of manageability by agricultural production can be it is ensured by consolidating the efforts of all economic agents of agrarian relations: the state (federal, regional and municipal authorities), branch unions and associations, corporate integrated units, consumer cooperatives and economic entities of all categories (agricultural organizations, peasant (farm) households, farms population), describes a set of principles governing the process of forming the management system of agricultural production, the results are given systematization of management tasks, the essence of the management mechanism is revealed, it is proved that, due to the generality of management functions and a certain uniformity of managerial activity, the similarity of information flows ensuring the rational interrelation of subjects and management objects in the process of realizing these functions is observed, and a certain level of typicality of information flows creates objective prerequisites for the formation of a typical system of information support for the management of economic entities of specific types
A comprehensive assessment was made of the own productivity of repair pigs and the quality of sperm production of boars of different breeds. Imported boars and mumps had thin bacon 13-15 mm, high early ripeness 145-153 days and a depth of "muscular eye" 53-53.9 mm, indicating an increase in the content of lean meat in the carcass. However, the length of the trunk of the animals was 120 cm, which corresponds to the first class of the instructions for bonitation. There was a significant difference in the growth rate of repair young (about 300 g), which indicates the individual characteristics of animals and the possibility of selecting the best animals for reproduction of the herd. Assessment of pigs by phenotype is an important element of breeding work on complexes. It is established that the quality of sperm production is affected both by the breed and the season of the year: the volume of ejaculate and the concentration of spermatozoa in all breeds are greatest in the autumn-winter period. Boars Maxgro were distinguished by an increased volume of ejaculate, but a low concentration of sperm compared to a large white breed and landrace. During the year, the greatest fluctuations in sperm concentration in large white breed boars were observed ± 133 million / ml, the smallest - Landrace ± 29 million / ml, which contributes to the uniform production of semen doses for insemination
Practice shows that the state support in our AIC comes to the wrong addressees. Helping big agricultural businesses at the expense of other participants, which often are inherently more efficient and competitive, still makes the position of the existing system of state support very problematic. More correctly in this situation would be to increase help for small- and medium-sized businesses, which are often created from scratch without any support, and, therefore, are more motivated to efficiency and growth. For example, small farms are producing up to 40% of the total agricultural production, but receive only about 10% of the state support allocated to agriculture. This imbalance distorts the competitive environment and hides great injustice of the entire agricultural policy. This is the main reason for incomplete implementation of the reserves in the segment of small businesses. This has a great negative impact on the key units of crediting and selling of small agribusiness forms (SAF). The authors propose restructuring the general support of regional agriculture by blocks of crop production and small agricultural economy in benefit of the SAF due to the possibilities of state support of crop production in the ratio of 2:1, that is to leave the crop to 66.7%, and for the SAF to 33.3%. Under this scheme, small forms over the next 5 years will receive 14.2 billion rubles instead of the planned 6.4 billion. This decision will contribute to the emerging of a healthy competitive environment in the domestic agricultural market and increase the faith of the owners of small businesses in possibilities of their growth and weakening of the principles of cooperation
The article presents the results of studies on the influence of the conditions of the foothill horticultural zone of the Krasnodar region and the crown shape on the agrobiological characteristics of the growth and fruiting of apple trees of the Idared and Renet Simirenko varieties. The objects of the study are Idared and Rennet Simirenko, trees of winter apple varieties, grafted on MM 106 rootstock. Trees were planted according to the 5 × 3 m scheme; crown width 2.0 ... 2.5 m. Orientation of rows from east to west. The garden is located on the northern slope with a slope of 3 degrees. The scheme of experience: option 1 - sparse-tiered crown (control); option 2 - flattened crown. In the experiment there were 2 options, in each option 10 typical trees were taken. Repetition: tree - plot. The location of the experiment is the Abinsky district of the Krasnodar region. Agricultural records of growth and fruiting of apple trees were carried out according to generally accepted methods, statistical processing of research results was performed by the method of variance analysis described by B. Dospekhov. The results of our studies showed that when flattening crowns, the variety Idared increases the average weight of apples by 22.9%, the yield of fruits of the highest and first grade by 43.6%, the intensity of integumentary coloring of fruits in the peripheral zones increases by 1.44, and in the center crowns 2.7 times, compared with sparse-tier crowns. In the variety Renet Simirenko, the fruit weight increases by 8.9%, the yield of the highest and first grade fruits by 14.6%, the number of fruits with color by 18.7%. Thus, in apple orchards with a 7 x 4 m planting pattern (on MM106 stock) under the conditions of the foothill horticultural zone of the Krasnodar region, flattened tree crowns should be formed for the Aydared variety (aged 14-15 years), which significantly improves the quality of the products
The article reveals the peculiarities of the use by the subjects of special knowledge (inquirer, investigator, inquiry body) of their powers in determining the amount of property damage caused by the crime. The authors compare the possibilities of criminal and procedural actions in assessing this type of damage.
Great success in increasing rice production, and it has more than doubled, has occurred worldwide thanks to the use of modern high-yielding rice varieties developed by conventional breeding methods. In order to develop a new variety, it is important for the breeder to study the genetic and breeding value of various cultural and wild species - carriers of economically valuable traits, the identification of genes and groups of genes controlling the economically valuable traits, to study the patterns of their inheritance, to establish patterns of interaction between the genotype and the environment, explore the genetic and physiological-biochemical basis of the phenomenon of heterosis, improve methods of intraspecific, complex, stepwise and distant hybridization, to study a phenomenon of a sharp increase in the quantitative characteristics of crop plants, a more powerful growth of hybrids of the first generation compared with the parent individuals. Scientists of the past centuries, such as A.F. Wigman, W.Noden, V.Foke, and many others have been studying the phenomenon of hybrid power, which was first named “heterosis” in 1908 by J. Schell. At present, heterosis is understood as the phenomenon when hybrids of the first generation exceed their parental forms in terms of their biological values and economically valuable traits. The magnitude of heterosis of the first generation hybrids is determined by several methods in terms of percentages to the paternal, to the maternal form, to the average of both parents, and to a better or regionalized standard. By the magnitude of the dominance coefficient, researchers often determine the inheritance of a trait
Minimum tillage technology (mini till) is based on soil preparation for sowing by disk working organs. The spherical disc serves as a ploughshare and a blade and provides soil crumbling. There are two options for placement discs: a battery one on the X-axis with an individual bar. The working depth is adjusted by changing the angle of the battery attack. The distance between the tracks of the spherical discs on the common axis is 220 mm. In processing the soil with plant residues there is winding of stems on the axis which causes the disc jamming. The structural layout of the spherical disk on the individual axis with individual counter has none of these shortcomings. Spherical discs on the individual pole are placed on the frame in parallel rows. The working depth is adjusted by changing the angle of attack of each series. The number of rows on the harrow ranges from two to four. In the three-row harrow the front row is divided into two equal parts, with the working bodies being installed with the opposite direction of the bulge. The recommended working speed of the harrow is up to 12 km / h. The non-standard location of the disk of the mulcher on the spiral rack makes it possible to perform the following functions: crushing and incorporation of crop residues into soil, mulching. The number of rows of the mulcher is two or four, and the speed is of 15 - 18 km / h. The analysis of the data specifications of the harrows and mulchers with a different number of rows and different needs for the engine power of the tractor has been made. There has been determined the empirical dependence of the total number of disks upon the working width of the harrow and the mulcher. Dependence of the minimum power of the tractor upon the working width with different number of rows of the harrow and the mulcher was determined. It was found that at the same working widths, the double row harrow has the smallest value of the minimum power. At the fixed width, the double row mulcher has the highest value of the minimum power
To reduce the development of additional settlement
strip foundations of the existing building on the effect
of pressure transmitted to a ground base located near
the new slab foundation is considered the work of the
geotechnical barrier in various ground conditions. In
the first variant of soil, conditions (variant 1) made
geotechnical barrier structure in a homogeneous
thickness of the weak clay soil. In the second variant
of soil conditions (variant 2), a separating barrier is
performed in a two-layer base. The upper base layer
(carrying) is shown a weak water-saturated clay soil,
and the second (underlying) - low compressible soil
(sandy loam plastic). According to the results of the
calculations and modeling found that, the greatest
positive effect on the separating barrier structure
(geotechnical barrier) is achieved in the case when the
base is a two-layer. The lower part of the geotechnical
barrier must be recessed into the soil of low
compressibility. Additional settlement strip foundation
of the existing building in a uniform basis (variant 1)
in the absence of geotechnical barrier is approximately
8 cm. In the case of a two-layer base (variant 2), the
additional settlement strip foundation building is
reduced by 80-85% (6.6 cm) and will make about 1.4
cm
The article examines the issues of increasing the efficiency of the system of technical operation of mobile agricultural machinery by means of monitoring the state of units and aggregates of the latter through diagnostics. The problems of complex diagnostics of diesel fuel equipment are investigated. The urgency of diagnosing a fuel injection pump without dismantling from the engine is shown from technical, economic and environmental points of view. The effect of operational malfunctions of some devices of fuel equipment on parameters of its operation as a whole is analyzed. On the basis of the analysis of diagnostic devices application, their grouping is suggested. The parameters to be studied in connection with peculiarities to decide whether it is possible to estimate the technical state of the fuel injection pump without dismantling from the internal combustion engine are indicated. Based on peculiarities of the fuel injection pump technical state estimation, a research program is developed and the results of the research are presented. Specific features of testing the fuel injection pump are indicated. Analysis of the results of the research shows that a smaller error in the change of the cyclic fuel feed rates supplied by the fuel injection sections takes place at the engine speed corresponding to the indicated power. The conclusion is made that the presented research results can be used as a basis for developing a technique (technology) for diagnosing the fuel injection pump without dismantling from the internal combustion engine