The article gives the results of investigations and monitoring of labour productivity implemented at an enterprise and in the structure of its vertical integration. The article may be useful for economists and managers of enterprises, for technical specialists engaged in solving problems of labour productivity growth
The problems of enterprise financial evaluation, computer programs and means which help in accurate analysis and monitoring of the current financial situation in the enterprise are reviewed in this article
Moral risk is presented as actions of economic agents
to maximize their own utility at the expense of others
due to inequality of information and differences of
interests, manifested in changing the behavior of one
of the parties to the contract. The moral risks in the
banking activities are divided into two groups: the
moral risks within the Bank; the moral risks posed by
the external environment of the Bank. It is established
that in the case of inappropriate opportunistic behavior
of personnel who directly or indirectly violates the
terms of the contract, the Bank often does not have
monitoring capabilities. A list of typical methods of
dealing with moral risk arising from the activities of
the Bank was created. The article substantiates the role
of Bureau of credit history (BCH) as the organization
that performs the collection, processing, storage and
dissemination of information on credit histories of individual
citizens, such as information about the balance
of debt or credit lines, events of default on the
loan, history of payments, bankruptcy. A group was
proposed for specific methods of dealing with moral
risks - measures to neutralize the moral hazard related
to the activities of the staff. One of the most problematic
aspects associated with the moral risk of the Bank
is their assessment. In fact, in modern conditions the
banks are unable to assess the level of risk and threat
resulting from the actions of moral risk and, respectively,
the consequences of them
The article examines the main trends and prospects
of the Russian mortgage lending system
development. It examines the current state of the
mortgage market in the current socio-economic
conditions in the Russian Federation. It presents an
overview of the key market indicators of the past
few years. At the moment, interest rates have
decreased, compared to the previous year,
therefore the banks’ lowest interest rates have
been analysed. The article contains a review of the
mortgage programs with the most favourable
terms. The 2015 and 2016 results of the housing
markets, housing construction and mortgage
lending in the Russian Federation have been
analysed. Having considered the dynamics of the
debt on the mortgage loans that had been granted
to resident individuals, it was brought out that the
debt on mortgage loans in the period of the years
2013-2017 has been growing with each year. The
article examines the conditions of getting a
mortgage in 2017. Currently, the development of
the mortgage loan system is constrained by several
factors, in relation to which the article offers
recommendations on the possible ways to improve
it
This article provides an assessment of the current state of the mortgage market in Russia; constraints and the directions of sustainable development in the sector of banking services are identified
The article considers the evolution of the business and competitive motivation of entrepreneurial structures in business. The classification of the motives of labor and competitive activities, marked by the features of the analyzed motives is given
The article discusses the monitoring of labor in the pilot organizations. The monitoring of labor indicates that nowadays it is particularly relevant to introduce organizational innovations in the field of staff remuneration in order to stimulate the proper production behavior. The article deals with the problems of innovative development of the employee’s motivation in an unstable economic development. The authors proposed the technique of information provision of the management staff with natural and value indices of labor resources generated in IFRS. An effective system of motivation of the personnel is of a particular importance in a turbulent economic environment, because in a competitive environment the employer views the staff as an essential resource that determines the success of economic market agents. The greatest attention should be paid to the staff training and saving valuable employees that enables organizations to achieve high financial results. The main aspect of the solution of many administrative decisions is a science-based system for obtaining timely, reliable and cost-effective information on the use of labor resources generated in the accounting and analytical base of the organization
The founder of the economic theory is Aristotle.
The so-called "market economy" is a perversion of
Aristotle's views. We have to eliminate distortions.
What can replace the "market economy"? We are
developing a new organizational-economic theory -
solidary information economy, based on the views
of Aristotle. The name of this theory has changed
over time. Initially, we used the term "nonformal
information economy of the future", and then
began to use the term "solidary information
economy." In connection with Biocosmology and
neo-Aristotelism preferred is an adequate term
"functionalist organic information economy". This
article describes the main provisions of solidary
information economy, intended to replace the
market economy as a management tool. The main
problems are discussed, the solution of which is
devoted to research related to the considered basic
organizational and economic theory. We discuss
Aristotle's positions, on which the economic theory
is based, in particular, solidary information
economy. We prove that the market economy has
remained in the XIX century and the mainstream in
modern economic science - justification of
insolvency of a market economy and the need to
move to a planned system of economic
management. We examine the impact of ICT on
economic activity. We develop the approaches to
decision-making in the solidary information
economy. On the basis of modern decision theory
(especially expert procedures) and informationcommunication
technologies people can get rid of
chrematistics and will understand the term of
"economy" according to Aristotle
Business risk is an integral part of the economic activities of any organization. Currently, compulsory and one of the main criteria of normal and stable operation of the economic entity is timely risk assessment of entrepreneurial activity in order to prevent further negative consequences. In this article, we present a technique of multi-criteria approach to the analysis of business risks. The basic signs of increasing risks of entrepreneurship are formulated. On the example of the organization under study, we have given an assessment of business risks with the use of multi-criteria approach. Within the article, we identify potential business risks as an analysis of the solvency and liquidity assessment, analysis of financial stability, comparative analysis of the calculations, the analysis of the business activity of the economic entity, assessment of cost-effectiveness study of the organization. In the context of each block, there are specific indicators characterizing the increase or decrease the risks of entrepreneurship. Data for the study was analyzed for the organization and compared to the theoretical value. For each of the aspects of multi-criteria assessment of business risks there are substantiated conclusions. Based on the study, we have stated the advantages and disadvantages of multi-criteria approach to risk assessment of entrepreneurial activity of the economic entity
The article provides the review of optimization methods of the securities portfolio. The contents of the securities portfolio is described