The article discusses the necessity to consider industry
characteristics in assessing the financial status and
solvency of economic entities. The functioning of the
agricultural sector organizations is characterized by a
number of features including the high risks, seasonal
production, uneven cash flows from operating
activities, low profitability of the business and low
capital turnover ratio. Under these conditions, the
credit rating of the agricultural producers, based on an
analysis of their financial situation, is essential to
determine the risks associated with the impossibility to
return the principal sum and interest. Each bank
develops its own methodology for an evaluation of
the credit risks of the borrowers, taking into account
the credit policy and customer features. The study has
shown that the analysis of the borrower's financial
situation through a variety of factors underlies the
assessment of the creditworthiness. The article also
discusses the credit rating methodologies of the federal
and regional commercial banks. Their similarities and
differences are highlighted both by a set of the applied
indicators and by the recommended threshold limits.
The conclusion is that the current methodologies
insufficiently take the industry characteristics of
borrowers into account that increases the risks of loan
default. Applying an individual approach to the
evaluation of their financial status and taking the
industry characteristics activities and the development
effectiveness into account are recommended at
crediting of the agricultural producers
Based on a comparative analysis of the level of
productivity in the agrarian sector of Russia and the
leading countries in the world economy, the main
trends and factors affecting the growth of this indicator
were revealed. One the main reasons for low
productivity is the technical and technological
backwardness. In this regard, productivity gains can be
achieved by improving the employment and
organizational-technological innovation. We have
comprehensively illuminated the problem of labor
motivation. Based on our own researches and data
from agrarian scientists the ways of its strengthening
were traced. Also, there was highlighted highly
motivated work in the family farms, which is not just a
form of entrepreneurial employment based on private
ownership of the means of production and the use of
familial form of labor, but also the lifestyle of the rural
man. We must not forget that the main motivation to
work lies not only in its pay, but also in the education
of people and traditions. It highlights the role of social
support of rural youth and the need for radical
improvement of social infrastructure. For the selfassertion
of the individual, which is especially
important for young men, the person should see a
sense of ownership, initiative, independence,
participation in decision-making and the distribution of
income. These qualities are fully manifested in the
family livestock farms and other forms of small
business. Work on yourself is the most reliable social
protection
The study of the nature of many problems has to be the
place in the economy of our country has revealed a lot
of reasons and circumstances that trigger and
aggravate them. Here you should pay attention to
numerous gaps in the legislation, rooting the practice
of finding and using such spaces, the lack of proper
accounting and control over economic activity.
Provided freedom of enterprise often rests on the
inability of a large mass of participants of economic
relations to solve everyday economic issues, to ensure
a proper record of their activities, to present
objectively the results of their work, to eliminate the
appearance of contradictions. In the article the authors
point to the need to change the mentality of business
executives and companies in the direction of the
inviolable observance of legally established and rules
of business turnover. However, this requires a
considerable amount of time and effort in following
the course that is problematic. The authors point out
that the solution of the problem may be the proposed
accounting system based on an automated module with
the established algorithms and patterns of economic
behavior of business executives, which will rule out
the withholding of economic ties, a reflection of unreal
operations
The article deals with trends of development of the
banking sector in agro-industrial sector of economy.
It is confirmed that the Internet is a source of
information not only about the client, but also
information about bank, about problem points of its
growth. It is important that the bank was able to hear
the client, to change and to be responsible for the
mistakes. Important elements of feedback are
considered. The analysis of distribution of appeals on
channels of receipt is carried out. Important
principles of work with client on the Internet are
determined: openness and simplicity in work with
client; speed of reaction to publications; lack of tough
speech scripts; universality of specialists; individual
approach; innovation; management of flows of
feedbacks; promotion. The discount is provided for a
feedback of any tonality, it is gratitude to the
customer for the time which he doesn't regret for
writing of feedback about the company.
The department of client service will be able to react
to complaints of any tonality and to work with client
appeals of arriving from any sources such as phone
calls in call center, written complaints, and responses
from the website of the company because client
feedback through Internet resources as a source of
customer information and work of bank is important
It is noted that the grain market has a key influence on food supply in our country. Today, in the conditions of import substitution, many animal products continue to be received from abroad in large volumes, among which grain is a feeding base, although those products can be produced domestically with high profits. In recent years, our country has become a large grain exporter and had been set among the four world's largest grain sellers at the world market. Now, the main problem of the grain business has become not manufacturing but the effective management and marketing of grain sale on domestic and foreign markets. Under the "grain market", the authors understand an integrated mechanism covering the entire process of production - processing - logistics - marketing of grain products, ensuring access to the consumer. The authors note that today there should not be rigid boundaries in the management segments of the grain market, as all sectors of the market are technologically linked through a set of integrated activities. Also they are bringing up their model of functioning management of the grain market, which clearly demonstrates the basic blocks of the investigated production systems, their connections and relationships. The practical implementation of such cooperation promises to participants of the grain market to get a certain synergistic effect due to the systemic functioning of technological, logistics, marketing and other business relationships between all parties; as well as adjustments to price ratios and more sophisticated economic instruments for investment in that business
This article studies the dynamics of rice yields in the
Russian Federation; it analyzes the current state of
the rice industry in the agricultural organizations of
Russia and the Krasnodar region. The authors have
studied the main economic indicators of the rice
production and analyzed the production costs of this
crop. The analysis of the composition of the main
production costs allowed the authors to determine
and calculate the reserves to reduce the costs and
increase crop profits. Seed variety change and seed
production are becoming of great importance in the
rice production. In this regard, the article proves the
necessity of timely seed variety change. The
calculation of the basic reserves of cost reduction
contributed to the identification of the major
activities aimed at optimizing the functioning of the
rice industry as a whole
The article discusses the monitoring of labor in the pilot organizations. The monitoring of labor indicates that nowadays it is particularly relevant to introduce organizational innovations in the field of staff remuneration in order to stimulate the proper production behavior. The article deals with the problems of innovative development of the employee’s motivation in an unstable economic development. The authors proposed the technique of information provision of the management staff with natural and value indices of labor resources generated in IFRS. An effective system of motivation of the personnel is of a particular importance in a turbulent economic environment, because in a competitive environment the employer views the staff as an essential resource that determines the success of economic market agents. The greatest attention should be paid to the staff training and saving valuable employees that enables organizations to achieve high financial results. The main aspect of the solution of many administrative decisions is a science-based system for obtaining timely, reliable and cost-effective information on the use of labor resources generated in the accounting and analytical base of the organization
There were considered the controversial questions on correctness of different approaches to determination of land plot productivity, calculation of differential rental profit and their cadastre cost. There were given the different points of view on the formation of absolute, monopolistic and differential rent. There was analyzed the ratio of marginal product of land and land tax. There was established that the size of land tax is significantly lower than land rent and is at a medium quality of agricultural land 10, 3% of its level. Organizations with a high score of quality of locality and the ability to create differential rent II, pay relatively less land tax than organizations with a low score of quality of locality. It was concluded that at present a large part of the land rent remains at the disposal of agricultural organizations. The basis of valuation of land is land rent. A new methodology of cadastral valuation of lands does not account the general indicator of soil quality – a score of quality of locality. To determine the optimal level of rent is necessary to improve the technique of the state cadastral valuation of lands, compulsory registration of soil quality based on the score of quality of locality. Differential rent is formed at all sites when used in agricultural production, regardless of forms of ownership, is determined by the cost of production in relatively worse conditions, and peculiarities of formation of differential land rent in agriculture and to ensure equal opportunities for the introduction of agricultural production by means of withdrawal of land rent at employees who work in better conditions
One of the priority directions of development of the Russian economy, in terms of import substitution and maintenance of food security of the state is agriculture. Agricultural production is a complex, high-risk business that requires the most careful calculation and planning. The achievement of the objectives to improve production efficiency and reduce risks in the agricultural sector can contribute to the use of the design of controls, instruments, components of complex project management. Project management is an opportunity not only to use the existing internal resources of the enterprise, but also actively to attract additional investment. In connection with this topic is the use of project management elements or transition the agricultural sector enterprises from the classical management to project management is quite important. Partly to reduce the risks associated with the implementation of agricultural projects, and in some cases completely eliminate them, you can with the help of new information technologies in project management of agricultural production. This can greatly affect the quality and efficiency of management processes. More and more computer equipment and automation introduced in crop management processes to perform field work at the optimum time and progressively reduce costs and improve profitability. For example, the system "GEO-AGRO” helps organize all coming from various sources, information and process it to make decisions. Using the project approach more actively in the agricultural sector in conjunction with information technology is possible, first of all, with the state support of the agricultural sector projects. In addition, it is advisable to form the design thinking of farm managers. Implementation of these proposals will help to attract more investment and boost profitability for agricultural production
The ideology of the Russian statehood has essential
value both in connection with globalization
tendencies, and in connection with problems of
development of the Russian civil identity. In the
article we give an assessment of shortcomings of
ideological process of the USSR in connection with
the nihilistic attitude towards domestic spiritual
tradition. The main lines of traditional Russian
philosophy essential from the point of view of history
of ideological consciousness in Russia are considered